Retiring to Panama or Portugal

Comparing Panama City and Lagos Portugal cost of living: one bedroom Panama at $500 to $600. In Lagos Portugal it is $444. Panama City utilities are expensive because of air conditioning, over $100 per month depending on the size of the apartment. Lagos generally has neither air conditioning or heat because of the temperate climate. Food in Panama City is more expensive since the country has spent a decade developing for tourist and executive travel. Lagos Portugal on the other hand has some of the best fresh meals for less based on expat reports. Other comparisons are here.
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