A CD Ladder is used to manage CD’s that maximizes liquidity and the rate of return, at the same time they minimize the risk and downsides of freezing up investment money for long periods of time. … Using a staggered CD ladder strategy, money is freeing up every 3 months, 6 months, or as soon as a month on how it is set up. This means there is available money by using CD deposits for an emergency fund. Mary Ann (Mimi) Doucette is President of Doucette Medical Supply, Ltd. aka Doucette Medical Supply, LLC
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